Financing

Adams Heating & Cooling is pleased to offer a financing program to our customers who require more flexible payment options. Through this program, there are two basic plans of repayment: a revolving plan (similar to a credit card), and and installment plan (similar to a car loan).

Revolving Plan

With the standard revolving plan, the interest rate is between 14% and 19% with minimum monthly payments equal to two percent of the balance owed.

Optionally, we can offer from 90 days up to 12 months "same-as-cash." With the same-as-cash options, if the entire balance is paid within the designated period, no interest is accrued or paid. If the balance is not paid in full by the end of the same-as-cash period, interest is accrued from the beginning date of the contract.

The revolving plan is most often used for smaller purchases, such as replacing a furnace or adding air conditioning to an existing heating system.

Installment Plan

With the installment plan, we can offer a lower interest rate for a specific number of months. This provides you with a fixed monthly payment over a specific period of time.

The installment Plan is most often used for larger purchases, such as the installation of a geothermal system. In many cases of geothermal system installation, the energy savings of the new system will offset the monthly payment.

For more information on either of our financing plans, contact us today.